The quote takes about 1 to 3 minutes. You can adjust the death benefit (the amount of coverage), the term (the length of coverage), and these will determine the premium (the monthly, quarterly, semiannual, or annual payment).

Now the application follows directly after you determine these prior factors. It could be as little as 10 minutes, but most fill this application out over 15 to 20 minutes time.

Qualifying is based on your answers. You will be asked several questions that will pinpoint exactly what you can get. Coverage will start as soon as your payment clears, and your policy is delivered to you.

I have had clients approved in a matter of minutes and others take a matter of days.

The factors to determine this depends on things like Driving Record, Medical History and Medication taken. Several other items also which I can list below.

Again, for Quick Coverage Simple Term Life, Easy Quote and Fast Service nothing will be as automatic as clicking this button.